"Is it hard to get federal disability retirement?" Yes, and the FERS application process is often complex. Eligibility requires demonstrating that a medical condition impacts your job performance and submitting extensive medical evidence. Applicants must also obtain agency certification that no accommodations are available. Many struggle with meeting these requirements, leading to denials. Professional guidance from a federal disability expert can help streamline the process and increase the likelihood of approval. Although challenging, federal disability retirement benefits provide essential financial support for employees whose health conditions prevent them from continuing in their roles, ensuring long-term security.